Georgia Leads Hurricane Michael Insurance Claim Count

Staff Report From Georgia CEO

Tuesday, October 16th, 2018

State Farm, the largest insurer of homes and cars in the country has received approximately 1,820 total auto and approximately 9,550 total homeowner claims in the impacted states related to Hurricane Michael as of October 12.
 
Breakdown by states:
 
Homeowner:

Alabama    1,010

Florida    1,690

Georgia    5,010

North Carolina    1,470

South Carolina    370
 
Auto:

Florida    740

Georgia    730

North Carolina    350
 
During this recovery process, we stress to those affected the importance of safely reviewing damages.  Some areas have downed power lines that may still be live as well as trees that could still fall.
 
Here are some recovery tips:
 
What to do after Hurricane Michael?
                                       
As soon as safe to do so, contact your agent or insurance company to get the recovery process started.
To  report your claim, contact your State Farm agent.  If you can’t reach your agent, you can report your claim by calling our toll-free number: 1-800-SFCLAIM (800-732-5246), or submitting a claim through our mobile app or through our website at statefarm.com/claims.
 
Here are some tips for handling damage around your home and property:

Begin to make temporary repairs to prevent further damage to your home or property. Keep a record of time spent and all receipts for work done on your property.

Take pictures/video of the damaged property. Keep notes and use inventory lists to help adjusters assess the damages.

Remove tree debris from the structure and place it on the ground.

Secure replacement costs/estimates from local retailers, and obtain statements from vendors on items that cannot be repaired. Be careful before signing anything without fully reading the documents, and contact insurance company first.

Do not dispose of any damaged contents until authorized by your agent or claim representative.
 
Policyholders whose vehicles have experienced flood damage should contact their State Farm agents or claim specialist for further guidance, before seeking repairs.

We recommend against driving vehicles damaged by floodwater until they have been inspected by a qualified technician. It is easy to see how floodwater damages a car’s upholstery and carpeting, but difficult to see damage to a car’s engine, transmission, and electrical components.

If you carry comprehensive coverage on your vehicle policy then, subject to any deductible you may have selected, damage resulting from wind, hail, flood or earthquake, generally will be covered.