First Coast Mortgage, a residential mortgage company, has launched in Savannah under the leadership of co-founders and mortgage advisors Michael Caputo and Adam Hart. 

The pair will concentrate on using technology to educate customers while also reducing the red tape and time from loan application to funding. They cite changes in capital markets and technology as their motivation for the new endeavor.  

Caputo and Hart possess over 48 years of combined banking experience and boast that First Coast Mortgage will prioritize client relationships, online accessibility, speed and promoting home buying education. The First Coast Mortgage application process will provide access to dozens of loan programs with the goal of a faster turnaround time. 

“In the current environment, time is of the essence for mortgage lenders and their customers,” said Hart. “A lender facing a competing cash buyer must move quickly to put their buyer in a strong position. With low overhead costs and more investors to choose from, we will be able to offer our clients more options that suit their specific needs.”

A dedicated local operations team will help buyers worry less with a personal, proactive approach and attention to every detail.